Co-branded Wallet/Card

Taking personalization to the next level


The right time to create your own branded open-loop wallet and card that can be used at millions of offline & online merchants.

Key Features 

Control Spends

IntelligentPayments cards and wallets are customizable from end to end such that different spend limits can be set from user to user. Categories can be set, for instance, for travel expenses, food, etc., thereby curtailing unnecessary spending. Balances to be maintained can be set to avail loyalty points.

BNPL services are making headlines this year. Fintechs, big tech, and merchants are forming new alliances to produce attractive financing options that are surging in popularity.  We offer the following integrated capabilities to take your credit offering to the market with a difference.

Aggregated Lending

iPay has partnered with multiple banks/NBFCs to facilitate credit on the card for all users, whether it is BNPL, Personal Loan, or an EMI product, the technology can enable any credit product on the cards.

Just in Time Funding

Innovative integration enables Just in Time funding of cards.

Swipe and Insert options:

A chip for inserting at the P.O.S. or dual interface cards for contactless payments and magnetic strips for swiping.

Collections & Reconciliation of Payment 

The co-branded card we issue is provisioned to make payment reconciliation quick and real-time as they are securely connected to virtual accounts. You save hours of work time that would else be spent in tallying and reconciling.

Branded Wallets 

Share the White-labeled brand-named links, static or dynamic Q.R. codes through multiple channels such as social media, emails, and likes. 

Load & Reload Easily 

iPay has an integrated solution to offer card top-up at zero costs, facilitating large savings on Payment Gateway charges, which make prepaid card programs more profitable. Money can be loaded to the card instantly via N.E.F.T., R.T.G.S., N.E.F.T., I.M.P.s, U.P.I., etc., anytime from anywhere.

Elegant Designs

We keep the card designs simple and clean with your business logo, and the cardholder details neatly etched in a clutter-free manner, be it the physical card or the virtual one.